Intellectual Property India Publishes Patent Application for 'System And Method For Dynamic Integration Of User-Provided Data With One-Time-Password Authentication Cryptogram' Filed by Capital One Services Llc

MUMBAI, India, Sept. 12 -- Intellectual Property India has published a patent application (202517080334 A) filed by Capital One Services Llc, McLean, U.S.A., on Aug. 25, for 'system and method for dynamic integration of user-provided data with one-time-password authentication cryptogram.'

Inventor(s) include Osborn, Kevin.

The application for the patent was published on Sept. 12, under issue no. 37/2025.

According to the abstract released by the Intellectual Property India: "The disclosed system and method is directed to improving operational security associated with One-Time Password (OTP) authentication card. The proposed solution involves incorporating a user-provided data value, such as a Personal Identification Number (PIN) and/or a...