Intellectual Property India Publishes Patent Application for 'Personal Finance Management System And Method Thereof' Filed by Nims University

MUMBAI, India, Jan. 9 -- Intellectual Property India has published a patent application (202511115482 A) filed by Nims University, Jaipur, Rajasthan, on Nov. 22, 2025, for 'personal finance management system and method thereof.'

Inventor(s) include Krishna Kant Sharma.

The application for the patent was published on Jan. 9, under issue no. 02/2026.

According to the abstract released by the Intellectual Property India: "This invention relates to an AI-based personal finance management system (100) that helps users manage their money better. It collects financial data from various sources using a data collection module (101) and analyses it with an AI engine (102). The system generates personalised financial advice through a recommendation...