Intellectual Property India Publishes Patent Application for 'Multi-Agent Transformer System For Automated Loan Approval And Fraud Detection' Filed by Vellore Institute Of Technology

MUMBAI, India, Jan. 2 -- Intellectual Property India has published a patent application (202541122204 A) filed by Vellore Institute Of Technology, Vellore, Tamil Nadu, on Dec. 4, 2025, for 'multi-agent transformer system for automated loan approval and fraud detection.'

Inventor(s) include Dr. Narayana Moorthi. M; Mr. Shriraj Dilip Thakare; and Mr. Atharva Mahesh Khandagale.

The application for the patent was published on Jan. 2, under issue no. 01/2026.

According to the abstract released by the Intellectual Property India: "The present disclosure provides a multi-agent system for automated loan approval and fraud detection. The system includes specialized AI agents configured to analyze different aspects of applicant data, a data ingest...