MUMBAI, India, June 6 -- Intellectual Property India has published a patent application (202321082427 A) filed by Lendingkart Technologies Private Limited, Ahmedabad, Gujarat, on Dec. 4, 2023, for 'method and system for automated loan negotiation.'

Inventor(s) include Harshvardhan Lunia; Nitin Shiralkar; Dhanesh Padmanabhan; Sudhanshu Prasad; and Aditya Kumar Pal.

The application for the patent was published on June 6, under issue no. 23/2025.

According to the abstract released by the Intellectual Property India: "A system (102) for automated loan negotiation is provided. The system (102) identifies those initial values of loan parameters such as an amount, tenure, an interest rate, and processing fee of a loan that are presented to a bo...