MUMBAI, India, Jan. 2 -- Intellectual Property India has published a patent application (202541122788 A) filed by Dr Shinta Sebastian, Idukki, Kerala, on Dec. 5, 2025, for 'automated privacy-preserving education loan repayment system linked to verified employment and salary dynamics.'
Inventor(s) include Dr Shinta Sebastian.
The application for the patent was published on Jan. 2, under issue no. 01/2026.
According to the abstract released by the Intellectual Property India: "Automated Privacy-Preserving Education Loan Repayment System Linked to Verified Employment and Salary Dynamics This invention describes an automated loan repayment system that initiates and regulates student loan repayments based on cryptographically verified employm...