Intellectual Property India Publishes Patent Application for 'AI-Powered Personal Finance Management Platform With Pan-Based Account Aggregation' Filed by Vellore Institute Of Technology

MUMBAI, India, Jan. 2 -- Intellectual Property India has published a patent application (202541123228 A) filed by Vellore Institute Of Technology, Vellore, Tamil Nadu, on Dec. 6, 2025, for 'ai-powered personal finance management platform with pan-based account aggregation.'

Inventor(s) include Dr. Satish C J; and Mr. Ritesh Kumar Singh.

The application for the patent was published on Jan. 2, under issue no. 01/2026.

According to the abstract released by the Intellectual Property India: "The present disclosure provides a computer-implemented method (100) for managing personal finances through PAN-based account aggregation. The method includes receiving (102) a Permanent Account Number (PAN) from a user, validating (104) the PAN against a ...