New Delhi, July 16 -- More adults than ever in low- and middle-income countries now have bank or other financial accounts, leading to a rise in formal saving, according to the World Bank Group's Global Findex 2025 report. This momentum in financial inclusion is creating new economic opportunities. Mobile-phone technology played a key role in the surge, with 10% of adults in developing economies using a mobile-money account to save-a 5-percentage point increase from 2021. In 2024, 40% of adults in developing economies saved in a financial account in 2024-a 16-percentage-point increase since 2021 and the fastest rise in more than a decade. Higher personal saving-through banks or other formal institutions-fuels national financial systems, ma...