India, Oct. 9 -- UPI Gets An AI Makeover

UPI is undergoing its most significant transformation yet. The payment system is moving from a simple transaction layer to 'intelligent commerce'. Now, NPCI's AI agents can discover, decide, and complete purchases without much human intervention. But what's this all about?

Peeking Into The Future: At GFF 2025, the NPCI piloted its agentic AI offering. An AI assistant powered by Gemini generated a recipe for 10 people, ordered ingredients from BigBasket, and completed payment using an HDFC credit card through Google Pay - all in real time, without user intervention beyond initial authorisation.

UPI breakthroughs that dominated the conversations at GFF 2025:

Support for IoT devices like smartwatc...