India, Oct. 8 -- The National Payments Corporation of India (NPCI) is piloting an agentic AI framework for UPI, marking the next phase of what it calls "intelligent commerce".

The payments body showcased a live demo of the offering at the Global Fintech Fest 2025 today.

The on-stage presentation featured Gemini, BigBasket, Google Pay, and Razorpay as partners. It opened with a simple use case - an AI assistant helping a user recreate a food recipe.

The assistant, powered by Gemini, scaled the recipe for 10 people, ordered the ingredients via BigBasket, and completed the payment using an HDFC Bank credit card through Google Pay. Razorpay acted as the payment service provider, while Axis Bank was the acquiring partner.

"This is UPI movi...