India, June 5 -- Ecommerce giant Flipkart has secured a non-banking financial company (NBFC) licence from the Reserve Bank of India (RBI). It will now be able to offer loans directly to consumers and sellers on its platform.

With this, Flipkart has also become India's first ecommerce company to fetch an NBFC licence. Notably, the Walmart-backed company applied for the NBFC licence in 2022, the report added.

The licence, which was granted in March 2025, permits Flipkart to provide loans without the capacity to accept deposits. Reuters reported the development first, citing documents and sources close to the matter.

A Flipkart spokesperson also confirmed the development to Inc42.

Usually, ecommerce companies partner with banks and NBFCs...