India, Aug. 12 -- BharatPe Charts A Complete Turnaround

Once the casualty of a full-blown boardroom brawl, BharatPe is on the mend. Charting a resounding comeback, the fintech major claimed profitability in FY25, helped by its renewed focus on efficiency.

The Numbers Game: The fintech giant claimed an adjusted profit, excluding tax and ESOP expenses, of INR 6 Cr compared to a net loss of INR 342 Cr in FY24. Revenues grew a mere 17% YoY to INR 1,667 Cr in FY25. So, what helped BharatPe turn its ship around?

The Merchant Lending Sweet Spot: CEO Nalin Negi credits the turnaround to doubling down on merchant lending when others retreated. A sharp focus on reining in credit disbursal costs and cost savings from leveraging its own NBFC, Tril...