Mumbai, June 18 -- Recently, the Reserve Bank of India (RBI) set up a committee to review the automated teller machine (ATM) interchange fee. The committee is based on the recommendation during the second bi-monthly monetary policy this month. The committee will review the existing structures and patterns of costs, charges and interchange fees for ATM transactions, the overall patterns of usage of ATMs by cardholders and assess the impact on charges and interchange fees, assess the entire gamut of costs in respect of the ATM ecosystem and make recommendations on the optimal charge and interchange fee structure and pattern. It will have to submit its report within two months from the date of its first meeting. On Friday, the RBI has recommended certain security features for ATMs such as cash replenishment only with digital one-time combination (OTC) locks, grouted structure and comprehensive e-surveillance mechanism at the ATMs to ensure timely alerts and quick response. What do these changes mean for you? Let's take a look....