India, Oct. 17 -- Dhanteras brings with it that familiar golden itch, when even the most budget-conscious feel the urge to buy something shiny. Plus, bonus points for auspicious vibes! While our grandmothers swore by gold coins and bangles, today's shoppers are spoilt for choice (and feeling the pinch) with 10g of 24k gold now touching Rs.1,30,000. So, the question isn't whether to invest in gold, but how. From savvy investors turning to digital ETFs, to brides-to-be choosing gold saving schemes, here's how to invest smartly....