NEW DELHI, Nov. 20 -- When Bengaluru-based Pradeep Jois, 36, met his financial planner a couple of months ago, his primary financial goal was to save for his six-year-old daughter Anvita's education. "Once Anvita was born, my wife and I realized we needed to plan not just for her education but other things too because she's a girl child and the society has certain requirements such as wedding expenses," said Jois. He wants to save rs20 lakh for Anvita's under-graduation and another rs20 lakh for post-graduate education. Since the goal is 12 years ahead, they've invested in equity and debt in a 60:40 ratio. They're investing taking into account the future cost of education. "If Anvita insists on studying abroad, what we are saving may not be enough. We will then move some funds from the wedding corpus and have simpler ceremonies," said Jois....