India, Jan. 14 -- For decades, Indian youngsters were raised on a familiar script: secure a stable job, save every rupee, buy a house and stash away gold for emergencies. Travel was seen as a rare indulgence - something to save up for, not a necessity. But Gen Z is now rewriting that narrative in real time. Instead of saving for a distant future, they're borrowing to live in the "now."
A recent viral reel by finance creator Sarthak Ahuja (with 4.2 M views) brought this shift into sharp focus. "Gen Z would rather spend money on buying happiness today through experiences and status-driven consumer goods," he said. According to Paisabazaar's report, How India Travels Using Holiday Loans - Volume 2.0, revealed a significant trend of Indians using personal loans for travel, with 27% of borrowers in using funds for vacations. Key findings showed booming demand from Tier-2/3 cities (71%), Gen Z (nearly 30%), and salaried private employees (65%), with small loans (
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