Mumbai, Oct. 23 -- No one in the Kotai family in Mulund in Mumbai's north west voted in the Assembly elections held on Monday - not because of apathy but in protest. The joint family has 18 voting-age people and each of them has an account with the local branch of the Punjab and Maharashtra Co-operative (PMC) Bank, including 90-year-old Ghanshyam Das, the oldest of them. "Assets, earnings, pension - everything is stuck," said Kamal Kotai, his son. "Mulund had been set up as a rehabilitation colony for refugees from Pakistan. The first generation of Partition refugees like my father came here broke and he says that the third generation has been made broke by this scam," said Kotai....