Kathmandu, July 5 -- Sunita Bagale and her husband Sudip Bagale couldn't be more thrilled when they welcomed their second child, a baby girl, last week.

But now the couple has been hit by the reality of their situation: raising two children in the city amid mounting debt caused by the Covid-19 pandemic.

Sunita, who runs a cosmetic shop, in Lokanthali, closed her business after the government enforced a nationwide coronavirus lockdown. Her husband, Sudip, has also been out of work during this lockdown.

The couple, who hails from Lamjung district, has not paid the rent for their shop and room for the past four months and the tuition fee of their six-year-old son is also due. On top of that, they also have a loan that they took for Sunita...