India, Sept. 8 -- Ujjivan Small Finance Bank (Ujjivan SFB) has outlined its strategic roadmap to achieve a Gross Loan Book (GLB) of Rs 1 lakh crore by FY30, building on the progress made since receiving its small finance bank licence in 2017. The bank said its growth will be anchored on the steady expansion of its liability franchise, the deepening of its asset product suite, and cost-optimised operations that will help deliver sustained profitability.
Ujjivan has been steadily diversifying its loan portfolio, with secured lending rising from 16 per cent in FY19 to 46 per cent as of Q1FY26. The bank now aims to increase the secured loan share to 65–70 per cent, driven by growth in affordable housing, micro mortgages, MSME lending, ve...