India, Dec. 3 -- The Reserve Bank of India has released its 2025 list of Domestic Systemically Important Banks (D-SIBs), with State Bank of India, HDFC Bank, and ICICI Bank retaining their positions under the same bucketing structure as last year. These banks will continue to maintain additional Common Equity Tier 1 (CET1) capital requirements over and above the Capital Conservation Buffer.
The 2025 D-SIB classification is as follows:
Bucket 4: State Bank of India – 0.80% additional CET1
Bucket 2: HDFC Bank – 0.40% additional CET1
Bucket 1: ICICI Bank – 0.20% additional CET1
(Buckets 5 and 3 have no banks assigned; Bucket 5 carries a 1% surcharge and Bucket 3 a 0.60% surcharge.)
RBI's D-SIB framework, first issued in ...