India, March 19 -- As of March 7, 2025, a total of 55.02 crore Jan-Dhan accounts have been opened under the Pradhan Mantri Jan Dhan Yojana (PMJDY), with 36.63 crore accounts in rural and semi-urban areas. Launched in August 2014, the PMJDY aims to ensure universal banking access for unbanked adults, focusing on financial inclusion through secure, accessible, and affordable services.
In addition to PMJDY, the government has implemented several schemes to offer financial protection and empowerment to marginalized and underserved communities:
Pradhan Mantri Suraksha Bima Yojana (PMSBY): A personal accident insurance scheme offering coverage of Rs. 2 lakh for accidental death or permanent total disability and Rs. 1 lakh for permanent partial ...