India, Dec. 23 -- India and New Zealand have concluded negotiations on the Financial Services Annex of the proposed India–New Zealand Free Trade Agreement (FTA) on December 22, 2025, marking a key milestone in strengthening bilateral economic cooperation.

Finalised during the last round of talks held on December 10, 2025, the annex goes beyond standard WTO-GATS commitments and includes 18 articles aimed at improving market access, regulatory cooperation, and financial integration between the two countries.

Key provisions include cooperation on real-time digital payments and cross-border remittances, fintech collaboration through regulatory sandboxes, safeguards for data protection and financial information transfer, non-discriminato...