Pakistan, June 13 -- In an era where artificial intelligence predicts consumer behaviour and fintech platforms disburse loans in minutes based on digital footprints, Pakistan's banking sector remains stubbornly trapped in the past. While economies across the world evolve rapidly toward service-led growth models, our financial institutions continue to measure creditworthiness by the square footage of land a borrower owns. The result is a gaping mismatch between capital demand and financial support-particularly for inventory-intensive, asset-light businesses that define today's entrepreneurial economy. If left unaddressed, this rigid thinking will not only stall economic progress but actively punish the very sectors that are driving innovat...
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