Pakistan, July 29 -- The Central Directorate of National Savings (CDNS) has reduced the rates of return on a number of its National Savings Schemes (NSS) with effect from July 28, 2025, it was learnt on Tuesday.

The rate of Short Term Savings Certificate (STSA) reduced by 26 basis points (bps) to 10.14%, brokerage house Arif Habib Limited (AHL) reported.

Similarly, Regular Income Certificates (RIC) will offer a 10.68% return, as compared to 11.16% earlier, a drop of 48bps.

The Defence Saving Certificates (DSC) will offer a return of 11.61%, after a decline of 15bps from 11.76%.

The return on Bahbood Savings Certificates (BSC) declined by 24bps to 12.96% from 13.20%.

Meanwhile, the rates of Pensioners Benefit Account (PBA) and Shuhda ...