Pakistan, July 29 -- The Central Directorate of National Savings (CDNS) has reduced profit rates on several National Savings Schemes (NSS), with the new rates taking effect from July 28, 2025. This revision impacts popular savings products like Regular Income Certificates, Short Term Savings Certificates, and Special Savings Accounts.

The return on Regular Income Certificates has dropped to 10.68%, showing a 48 basis points decrease from the earlier 11.16%. Meanwhile, Short Term Savings Certificates now offer 10.14%, which is 26 basis points lower than the previous 10.40% rate.

Similarly, the Behbood Savings Certificate rate has been revised to 12.96%, falling from the previous 13.20%. The same rate change applies to Pensioners Benefit ...