Uganda, April 19 -- In the December 21 2023 edition of the Wall Street Journal, Shinobu Hindert, a San Diego certified financial planner, says: "Retirement can be a very beautiful phase of life, but planning for it is a puzzle. Without knowing how long retirement will last, you have to decide when to leave work, where to live, how to spend your days-and what it will cost."

In fact, Robert Kabushenga, the former managing director of the New Vision, a government owned daily newspaper, says he does not want to hear the word "retirement" because it connotes end of life when people end formal employment. To a great extent, look around and compare the quality of life and the lifespan of retirees and the people in private business.

Mr Kabushen...