Mumbai, April 7 -- On a sequential basis, the bank's loan book registered a growth of 3.2%. The gross loan portfolio as of 31 December 2024 stood at Rs 19,057 crore.

Total deposits of the bank amounted to Rs 21,566 crore as of 31 March 2025, reflecting a 23.42% YoY increase and a 6.9% QoQ rise.

Retail term deposits and bulk term deposits totaled Rs 10,635 crore (up 33.5% YoY) and Rs 6,238 crore (up 5.3% YoY), respectively.

The CASA ratio stood at 21.8% as of 31 March 2025, compared to 20.5% as of 31 March 2024 and 19.7% as of 31 December 2024.

Collection efficiency (excluding pre-payments) for the bank's micro banking loan portfolio for Q4 FY25 was 99.1%.

The liquidity coverage ratio (LCR) stood at 193% as of 31 March 2025.

Utkarsh ...