Mumbai, May 12 -- Total income jumped 20.49% year on year (YoY) to Rs 69.45 crore during the quarter ended 31st March 2025.

Profit before tax (PBT) climbed 47.2% to Rs 36.31 crore in Q4 FY25 as compared with Rs 24.67 crore in Q4 FY24.

Borrowings stood at Rs 866.09 crore as of 31st March 2025, down 11.9% as compared with Rs 983.04 crore as of 31st March 2024.

Gross loan book as of 31st March 2025 was Rs 1,693.57 crore, which was higher by 7% as compared with Rs 1,588.92 crore as of 31st March 2024.

Capital adequacy ratio (CRAR) stood at 69.70% as of 31st March 2025 as against 59.05% as of 31st March 2024. Tier I was at 69.18% as of 31st March 2025 as compared with 58.50% as of 31st March 2024.

On full year basis, the company's standal...