Mumbai, April 25 -- The company's interest income and fees & other revenue for the period under review were Rs 2,415 crore (up 13% YoY) and Rs 2,259 crore (up 2% YoY), respectively. Net interest margin improved by 29 basis points YoY to 11.2% in Q4 FY25.

Operating Cost rose by 8% YoY to Rs 2,073 crore in the fourth quarter. Interest costs added up to Rs 795 crore (up 10% YoY) in the quarter ended on 31 March 2025.

Impairment on financial instruments aggregated to Rs 1,245 crore in Q4 FY25, up 32% YoY.

Profit before tax in Q4 FY25 stood at Rs 719 crore, down by 19% from Rs 888 crore in Q4 FY24.

The company's New accounts volume at 1,109K accounts in Q4 FY25 as against 1,029K accounts in Q4 FY24, up 8% YoY.

Card-in-force grew by 10% Yo...