Mumbai, April 28 -- The private lender's standalone net profit tumbled 80.52% to Rs 68.70 crore in Q4 FY25 as against Rs 352.64 crore posted in Q4 FY24. Total income increased 6.19% year on year (YoY) to Rs 4,475.60 crore in the quarter ended 31 March 2025.

Profit before tax tanked 83.93% to Rs 76.05 crore in the fourth quarter of 2025 as against Rs 473.24 crore posted in the year-ago period. Operating profit in the quarter ended March 2025 was at Rs 861 crore, down 2.93% from Rs 887 crore recorded in Q4 FY24.

Net interest income degrew 2% YoY to Rs 1,563 crore in the quarter ended 31 March 2025. Net interest margin (NIM) reduced to 4.89% in Q4 FY25, compared to 5.45% reported in the same quarter a year ago.

Provisions (other than tax)...