Mumbai, July 19 -- However, total income increased 4.85% year on year (YoY) to Rs 4,510.57 crore in the quarter ended 30 June 2025.

Provisions (other than tax) and contingencies surged 20.75% YoY to Rs 442.32 crore during the first quarter of FY26.

Profit before tax tanked 47.11% to Rs 260.63 crore in Q1 FY26 as against Rs 492.79 crore posted in the year-ago period.

Net interest income degrew 13% YoY to Rs 1,481 crore in the quarter ended 30 June 2025. Net interest margin (NIM) reduced to 4.50% in Q1 FY26, compared to 5.67% reported in the same quarter a year ago.

Operating profit in the quarter ended June 2025 was at Rs 703 crore, down 18% from Rs 859 crore recorded in Q1 FY25.

On the asset quality front, gross non-performing assets...