Mumbai, April 22 -- The Reserve Bank of India (RBI) on Monday directed banks to assign additional run-off rates of 2.5 per cent to internet and mobile banking enabled retail and small business customer deposits from April 1 next year to stave off any possible risks during times of stress. The final guidelines were released after the feedback the central bank received from the stakeholders and market participants. Also, the guidelines said that banks have to adjust the market value of Government Securities (Level 1 HQLA) with haircuts in line with margin requirements under the Liquidity Adjustment Facility (LAF) and Marginal Standing Facility (MSF), release said.

In addition, the final guidelines also rationalise the composition of wholes...