Mumbai, May 7 -- Profit before tax (PBT) jumped 32.9% year on year to Rs 6,415.98 crore in Q4 FY25.

For Q4 FY25, net interest income (NII) was at Rs 10,757 crore, up 3.8% YoY while global net interest margin (NIM) reduced to 2.81% as on 31 March 2025 as compared to 3.10% as of 31 March 2024.

On asset quality front, the bank's gross non-performing assets (GNPA) stood at 44,081.60 crore as on 31 March 2025 as against Rs 56,343.05 crore as on 31 March 2024.

Gross NPA declined to 3.95% as of 31 March 2024 as against 5.73% as on 31 March 2024. Net NPA reduced to 0.40% as on 31 March 2024 as compared to 0.73% as on 31 March 2024.

Provision coverage ratio improved to 90.27% as on March 2025 as against 87.93% as on March 2024.

CRAR stood at ...