Mumbai, July 22 -- Net interest income (NII) for the period under review was Rs 760 crore, up 17% year on year (YoY).

Net Interest Margin stood at 3.74% in Q1 FY26 compared with 3.65% in Q1 FY25. Gross Margin, net of acquisition cost, stood at 4.06% in Q1FY26.

In Q1 FY26, operating expenditure grew by 12% YoY to Rs 216 crore. Pre-provision operating profit grew by 17% YoY to Rs 632 crore. With recovery from write-off pool, Credit Cost was -27 bps in Q1 FY26 as against -7 bps in Q1 FY25.

Profit before tax in Q1 FY26 stood at Rs 687.92 crore, marking a 24.13% increase from Rs 554.18 crore in Q1 FY25.

Yield stood at 9.99% in Q1 FY26, compared to 10.03% in Q1 FY25.

Cost of Borrowing is at 7.76% in Q1 FY26 as compared to 7.92% in Q1 FY25....