Mumbai, Feb. 19 -- The company will embed OpenAI APIs models into the core of a global merchant ecosystem.

This transition shift represents a fundamental evolution from the deterministic "if/then" logic that has defined fintech for years. By embedding OpenAI's intelligence into the core of its stack, Pine Labs is engineering a Reasoning Layer for commerce, transforming its infrastructure into a dynamic system capable of understanding context and weighing probabilities, all while operating within a secure, compliant framework designed for high-stakes financial environments.

Users will no longer just "search" for products; they will delegate entire financial lifecycles to intelligent agents within a single dialogue. In this architecture, ...