Mumbai, July 30 -- Profit before tax (PBT) fell 15.46% YoY to Rs 1043.65 crore in Q1 FY25.

Net Interest Income (NII) grew by 10% YoY to Rs 298 crore in Q1FY26. Lending asset under management (AUM) jumped 12% YoY to Rs 13,351 crore as on June 30, 2025.

Credit cost was Rs 102 crore for Q1FY26, registering the growth of 99% compared to Rs 51 crore in Q1FY25.

As on 30th June 2025, gross NPA ratio was 1.13% while Net NPA ratio was 0.56% and provisioning coverage ratio on stage III assets was 50%.

Capital adequacy ratio stood at 25.5% as on 30th June 2025.

MD & CEO Ashish Mehrotra said, "FY25 was a challenging year for the lending industry, but we enter FY26 with cautious optimism. Early signs of recovery are emerging, driven by strengthen...