Mumbai, April 23 -- However, total income increased by 14.54% year on year to Rs 4245.09 crore in the quarter ended 31 March 2025.
Profit before tax was at Rs 755.66 crore during the quarter, down 9.12% from Rs 831.54 crore posted in Q4 FY24.
Net interest income (NII) in Q4 FY25 stood at Rs 2,156 crore, up 9% YoY. The NII margin was at 6.5% in Q4 FY25, compared with 7.1% for Q4 FY24.
Disbursement during the quarter was at Rs 15,530 crore, registering a growth of 2% YoY. The collection efficiency remained stable at 97% in Q4 FY25, compared to 98% in Q4 FY24.
The gross loan book was at Rs 1,19,673 crore as on 31 March 2025, up 17% on a YoY basis.
On the asset quality front, the GS2+GS3 ratio stood at 9.1%, with stage 3 at 3.7%. The compa...