Mumbai, May 16 -- Net interest income (NII) fell by 3% to Rs 2166.44 crore in the quarter ended March 2025 from Rs 2237.60 crore in the quarter ended March 2024. Net interest margin (NIM) for the quarter stood at 2.86% as against 3.15% for Q4 FY 2024.

Profit before tax in Q4 FY25 stood at Rs 1,769.58 crore, up by 20% from Rs 1,476.18 crore in Q4 FY24.

Total disbursements for the fourth quarter were were at Rs 19,156 crore in Q4 FY2025, as against Rs 18,232 crore for the corresponding period in FY 2024, up by 5%. Out of this, disbursements in the Individual Home Loan segment were at Rs 15,383 crore (up 8% YoY) and Project loans were at Rs 875 crore (down 42% YoY).

The provisions for expected credit loss (ECL) stood at Rs 4,899.03 crore ...