Mumbai, May 3 -- However, total income rose 9.33% year on year (YoY) to Rs 16,712.23 crore in the quarter ended 31 March 2025.

Profit before tax stood at Rs 4,562.82 crore in the fourth quarter of FY25, down 12.21% from Rs 5,197.83 crore posted in the same quarter last year.

Net Interest Income (NII) for Q4 FY25 increased to Rs 7,284 crore, up 5% from Rs 6,909 crore recorded in Q4 FY24. Net interest margin (NIM) was 4.97% for Q4 FY25.

The bank's operating profit rose marginally to Rs 5,472 crore in Q4 FY25 as against Rs 5,462 crore posted in Q4 FY24.

Fees and services grew by 6% YoY to Rs 2,616 crore in the quarter ending 31 March 2025. Customers as of 31 March 2025 were at 5.3 crore as compared to Rs 5 crore as of 31 March 2024.

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