Mumbai, May 15 -- However, the corresponding previous year figures are not directly comparable due to changes in accounting policy for investments (as per master direction issued by RBI) since April 2024. Had the bank continued to follow the earlier accounting policy, profit before tax would have been higher by Rs 147.51 crore. Excluding the impact of the above and the additional actuarial estimates for retirement benefits of Rs 113 crore, the adjusted profit after tax of the bank would have been Rs 372 crore for Q4 FY25 (Y-o-Y growth of 35.6%).

The bank's total income rose 2.55% YoY to Rs 2,686.69 crore in Q4 FY25. Net interest income fell 6.40% YoY to Rs 780.68 crore in Q4 FY25. Net interest margin stood at 2.98% in Q4 FY25 as against ...