Mumbai, May 6 -- However, total income jumped 15.35% year on year to Rs 3,616.16 crore in Q4 FY25.
The bank's net interest income (NII) grew 11.34 % YoY to Rs 5,793.82 crore while the net interest margin
(NIM) stood at 3.92% in Q4 FY25. Operating profit grew by 28.7% YoY to Rs 2,929.79 crore for the March 2025.
J&K bank's total deposits increased by 10.24% YoY to Rs 1,48,569.46 crore as 31 of March 2025, compared to Rs 1,34,774.89 crore posted in Q4 FY24. The net advances rose to Rs 1,04,198.72 crore, registering a growth of 11.13% from Rs 93,762.51 crore posted a year ago.
The bank's CASA ratio stood at 47.01%, maintaining a healthy share of low-cost deposits in the overall mix.
The bank's gross non-performing assets (NPAs) stood at R...