Mumbai, April 28 -- Operating profit stood at Rs 3,194.81 crore in the fourth quarter of FY25, up 46.88% YoY.

Net interest income (NII) fell by 10.79% to Rs 3,290 crore in Q4 FY25 as against Rs 3,688 crore in Q4 FY24. Net interest margin (NIM) reduced by 91 bps to 4% in Q4 FY25 as against 4.91% in Q4 FY24.

Total deposits increased to Rs 3,10,294 crore as of 31 March 2025, compared to Rs 2,77,657 crore as of 31 March 2024, marking a growth of 11.75% YoY. Net advances grew by 16% YoY to Rs 2,18,399 crore as of 31 March 2025.

CASA stood at Rs 1,44,479 crore as of 31 March 2025, registering a 3.17% YoY growth. However, the CASA ratio declined to 46.56% as of 31 March 2025, compared to 50.43% as of 31 March 2024.

The composition of corpora...