Mumbai, April 16 -- However, total income tumbled 30.79% YoY to Rs 15,637.51 crore in the quarter ended 31 March 2025.

The net premium income for Q4 FY25 rose by 10.68% year-on-year to Rs 14,788.46 crore. The first-year gross premium income fell by 8.05% YoY to Rs 2,709.15 crore. Meanwhile, renewal premium income jumped 9.27% YoY to Rs 9,209.44 crore, and single premium income saw a rise of 30.12% to Rs 4,913.04 crore.

Net commission stood at Rs 1,575.22 crore during the quarter, registering a marginal growth of 0.59% YoY.

The company reported a 39.6% jump in profit after tax at Rs 1,189 crore for FY25, driven by strong momentum in its retail protection business.

The value of new business (VNB), which represents the present value of f...