Mumbai, Jan. 27 -- Net interest income for the period under review was Rs 625 crore, up 15% YoY. Net interest margin was 3.27% for the December 2025 period as against 3.30% for the December 2024 period.

Operating expenses rose by 15% to Rs 523 crore in the December 2025 quarter from Rs 456 crore in the December 2024 quarter.

Accordingly, the private sector bank registered an operating profit of Rs 323 crore in Q3 FY26, up 19% YoY.

Provisions and contingencies expanded by 10% to Rs 74 crore in Q3 FY26 from Rs 67 crore in Q3 FY25.

Profit before tax in Q3 FY26 stood at Rs 249 crore, up by 22% from Rs 204 crore in Q3 FY25.

Gross NPAs declined to 2.72% as of 31 December 2025, from 3.11% as of 31 December 2024. Net NPAs fell to 1.10% as of...