Mumbai, April 29 -- Profit before tax (PBT) declined 14.58% YoY to Rs 1,158.47 crore in Q4 FY25.

Operating profit fell 2.93% to Rs 2,002.96 crore in Q4 FY25 from Rs 2,063.35 crore in Q4 FY24. Provisions and other contingencies stood at Rs 844.49 crore in Q4 FY25, compared to Rs 707.09 crore in Q4 FY24.

Net interest income (NII) stood at Rs 3,399 crore as of 31st March 2025, compared with Rs 3,541 crore as of 31st March 2024. Net interest margin reduced by 41 bps to 3.17 in Q4 FY25, compared with 3.58 in Q4 FY24.

Total business stood at Rs 7,02,798 crore as of 31 March 2025, up 10.37% from Rs 6,36,756 crore as of 31 March 2024.

Total deposits increased 7.19% to Rs 412,697 crore as of 31 March 2025, compared to Rs 385,011 crore a year e...