Mumbai, Dec. 30 -- The Indian commercial banking sector remained resilient during 2024-25, supported by double-digit balance sheet expansion, the Reserve Bank of India said in its Report on Trend and Progress of Banking in India 2024-25. Deposits and credit of scheduled commercial banks (SCBs) grew in double digits, albeit with a moderation from the previous year. The capital to risk weighted assets ratio of SCBs was 17.4 per cent at end-March 2025 and 17.2 per cent at end-September 2025. RBI stated.

Asset quality strengthened further, with the gross non-performing assets (GNPA) ratio declining to a multi-decadal low of 2.2 per cent at end-March 2025 and 2.1 per cent at end-September 2025. Profitability of the SCBs remained robust with t...