Mumbai, Aug. 6 -- Reserve Bank released the results of 32nd round of its quarterly Bank Lending Survey (BLS), which captures qualitative assessment and expectations of major scheduled commercial banks on credit parameters (viz., loan demand as well as terms and conditions of loans) for major economic sectors2. The latest round of the survey, which was conducted during Q1:2025-26, collected senior loan officers' assessment of credit parameters for Q1:2025-26 and their expectations for Q2, Q3 and Q4 of 2025-26.

Bankers' assessment for Q1:2025-26 on loan demand recorded a seasonal moderation across major sectors during Q1:2025-26. Majority of the responding banks assessed continuation of easy terms and conditions for loans. Bankers' outlook...