Mumbai, Jan. 13 -- Profit before tax (PBT) climbed 37.27% to Rs 2,007.38 crore in Q3 FY26, compared with Rs 1,462.31 crore posted in Q3 FY25.

Net interest income (NII) grew 16.27% to Rs 3,422 crore during the quarter ended 31 December 2025 compared with Rs 2,943 crore recorded in corresponding quarter last year. Net interest margin stood at 3.87% as on 31 December 2025

Operating profit rose 18.78% year-on-year to Rs 2,736 crore in Q3 FY26, compared with Rs 2,303 crore in Q3 FY25.

Provision & contingencies other than taxes declined by 13.38% to Rs 728.19 crore in Q3 FY26 from Rs 840.7 crore in Q3 FY25.

On a year-on-year basis, gross NPAs declined to 1.60% as of 31 December 2025, from 1.80% as of 31 December 2024, while net NPAs fell t...