Mumbai, Feb. 1 -- Net interest income (NII) as of Q3 FY25, stood at Rs.2,830 crore compared to Rs. 2,525 crore as of Q3 FY24, representing a growth of 12% YoY.

Net interest margin (NIM) for the quarter was 6.9% compared to 7.2% in Q3 FY24.

Operating profit was Rs 2,021 crore in Q3 FY25 compared to Rs 1,655 crore in Q3 FY24, up 22% YoY.

The provisions (other than tax) & contingencies charged to the profit and loss for Q3 FY25 were at Rs 1,376 crore compared to Rs 684 crore in Q3 FY24.

Profit before tax in Q3 FY25 stood at Rs 645.35 crore, down by 33.6% from Rs 971.30 crore posted in Q3 FY24.

Provision coverage ratio (including technical write-offs) as of 31 December 2024, is 85.4% as against 70.2% in the previous year.

Gross NPAs wer...