Mumbai, April 24 -- Net Interest Income (NII) for Q4 FY25 stood at Rs 823 crore, up 31% as against Rs 629 crore in Q4 FY24.

Profit before tax in the March 2025 quarter stood at Rs 719.75 crore, up 47.42% from Rs 488.22 crore posted in the corresponding quarter of the previous fiscal year.

The ratio of operating expenses to net total income for Q4 FY25 was 21.7%, reflecting a decline from 27% in Q4 FY24.

Loan losses and provisions for Q4 FY25 amounted to Rs 30 crore, compared to Rs 35 crore in Q4 FY24.

Assets under management (AUM) grew by 26% to Rs 1,14,684 crore as of 31 March 2025, compared to Rs 91,370 crore as of 31 March 2024.

As of 31 March 2025, the gross NPA and net NPA stood at 0.29% and 0.11 %, respectively, compared to 0.2...