Mumbai, Oct. 15 -- Total income increased 1.22% YoY to Rs 37,594.81 crore in Q2 FY26.

Following an RBI advisory, post its FY25 annual inspection, the bank in Q2FY26 made an additional one-time standard asset provision of Rs 1,231 crore for two discontinued crop loan variants.

Operating profit fell 2.8% to Rs 10,412.53 crore during the quarter ended 30th September 2025 compared with Rs 10,712.47 crore posted in corresponding quarter last year.

The bank's net interest income (NII) stood at Rs 13,745 crore in Q2 FY26, up 1% QoQ and 2% YoY basis. Net Interest Margin (NIM) for Q2FY26 stood at 3.73%.

Provision and contingencies for Q2FY26 stood at Rs 3,547 crore. Specific loan loss provisions for Q2FY26 stood at Rs 2,133 crore.

Total depos...